Share Your Budget: Envelop Now Supports Up to 5 People

Money is rarely a solo project. If you share a home, you share expenses, and a budget only one person can see tends to drift out of sync fast. One partner buys the groceries, the other pays the electric bill, and by the end of the week nobody is quite sure what is left. Today we are fixing that. Envelop now supports shared budgets, so the people you share money with can share the same budget too.

One budget, up to five people

A shared budget works exactly like your budget does today, except more than one person can open it. Every envelope, every account, every transaction is the same for everyone on it, and it updates live. When your partner logs a grocery run, you see it. When you move money between envelopes to cover an overspend, they see that too. No syncing, no exporting, no comparing notes at the kitchen table.

You can have up to five people on a single budget, counting yourself, so as the owner you can invite up to four others. In practice most households will use two, but the extra room covers families where older kids or another family member are part of the money conversation. Five keeps it a household tool rather than a team tool, which is exactly the point.

How it works

Every shared budget has one owner, the person who created it, and everyone else joins as a member. Members can do everything the owner can with the day-to-day budgeting: add and edit transactions, move money, create envelopes and goals, reconcile accounts. The owner keeps a couple of things to themselves, like deleting the whole budget or importing over it, so nobody accidentally wipes the family's history. Beyond that, everyone is an equal hand on the budget.

Inviting someone

Adding someone takes about thirty seconds.

One subscription covers everyone

Here is the part we think matters most: a shared budget is covered by a single subscription. The owner subscribes, and everyone they invite gets full access at no extra cost. There is no per-seat pricing and no math to do. One household, one budget, one subscription. If you already subscribe, you can invite the people you share money with today without paying a cent more.

Want your own budget too?

Sharing a household budget does not mean giving up your own. If you have been invited to someone else's budget and want a separate one just for you, you can subscribe and spin up your own budget right alongside the shared one. A switcher in the sidebar lets you jump between them whenever you like. Keep the joint budget for shared expenses and run your own on the side, all from the same account.

Better together

Envelope budgeting already works because it gives every dollar a job before you spend it. Shared budgets take that one step further by making sure everyone spending those dollars is looking at the same plan. When both people in a household can see where the money is going, the budget stops being one person's chore and becomes something you actually do together.